Financing

More affordable
than you think.

A pool costs less than most car payments, for something your entire family enjoys every single day. Pre-qualify in five minutes with zero impact on your credit score.

Payment Calculator

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$55,000
$30K$120K

Estimated monthly payment

$558/mo

Based on 8.99% APR. Actual rate depends on creditworthiness.

Pre-Qualify Now

5 minutes. No credit impact.

Three steps to your pool.

Pre-Qualify Online

Fill out a simple application. Soft credit check only | no impact on your score. Know within minutes.

Choose Your Terms

Pick the amount and term that fits your budget. Fixed rates, no prepayment penalties. 7 to 15-year options.

Get Your Pool

Financing integrates into your contract. One monthly payment covers everything. Start swimming.

Trusted financing partners.

We work with three lenders who specialize in pool and home improvement financing.

Lyon Financial

America's #1 pool financing company. 25+ years. Rates from 6.99% APR.

Viking Capital

Flexible terms and competitive rates. Quick approval process.

HFS Financial

Multiple lender marketplace. Loans up to $500K. Best-rate shopping.

Fixed rates No prepayment penalties Terms 7-15 years Loans $10K-$500K Quick approval Military programs

Common questions.

What credit score do I need?

Most programs require a minimum of 640. Some are available for scores as low as 580.

Will applying hurt my credit score?

No. Pre-qualification uses a soft check that doesn't affect your score. A hard check only happens if you proceed with a formal application.

Can I pay it off early?

Yes. All our financing partners offer zero prepayment penalties.

What's the minimum down payment?

Many programs require zero down. Some offer better rates with 10-20% down.

Can I finance the patio and kitchen too?

Absolutely. Your financing covers the entire project: pool, deck, outdoor kitchen, enclosure, everything.